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Jonathan Westwood

Chief Compliance Officer

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Annabelle Clarke

PR Manager

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Eduardo Rodrigues

Content Writer

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Joseph Law

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Alastair Shephard

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Gearboxes can be manual or automatic. Whilst in the UK the number of automatic vehicles is rising, the majority of cars are still manual. This is an important distinction to make as in this article we're going to talk about gearbox oil changes, their cost, why they’re important and even if you can perform them yourself.

, its primary function is to lubricate and cool the internal components of the gearbox, ensuring smooth gear changes and extending the lifespan of these sensitive mechanical parts.

Without proper lubrication from gearbox oil, the metal gears inside your car's transmission would grind against each other and cause significant damage over time. This can lead to expensive repairs or even complete failure of the transmission system altogether.

What's the difference between gearbox oil and transmission fluid?

Gearbox oil is specifically designed for manual transmissions and helps lubricate gears and bearings while preventing corrosion and wear. Automatic transmission fluid (ATF) serves a similar function but also plays a role in hydraulic systems within an automatic transmission.

It's really important to note that you need to know what your car needs before you about trying to do a

 or gearbox oil change. As such, it's always best to consult with a trusted mechanic or refer to your owner's manual when selecting which type of oil to use during an oil change.

How much does it cost to change gearbox oil in the UK?

The average cost of a gearbox oil change in the UK is between £60-120

. It can vary depending on several factors, such as the type of vehicle you own and where you take it for servicing.

One significant factor is the brand or model of your car. Luxury cars with high-end gearboxes tend to cost more than standard models due to their intricate components.

Another factor affecting price is whether you take your vehicle to an independent garage or dealership for servicing. Independent garages are usually cheaper than dealerships since they have lower overheads and fewer staff members typically work there.

Dealerships' pricing tends to be higher due to their reputation as specialists in specific brands; hence they may use OEM (original equipment manufacturer) parts which are typically more expensive than aftermarket parts used by independent garages.

In summary, if you need a gearbox oil change in the UK, expect some variation in prices based on various factors such as car model and where you decide to get it serviced - either at an independent garage or dealership. 

If you're worried about the cost of your gearbox oil change, even though you know you need to get it done, consider Bumper. Bumper is changing the world of 

 with 0% interest-free monthly instalments. 

The average cost for gearbox oil changes by car make

Benefits of changing your manual gearbox oil

Regular maintenance and inspections are vital for the smooth functioning of any vehicle. A gearbox oil change is a crucial part of this regular maintenance process. Not only does it improve the performance and efficiency of your car, but it also extends the lifespan of your gearbox significantly.

Regularly changing your gearbox oil reduces the risk of breakdowns and costly repairs, as it helps to prevent wear and tear on gears caused by friction between metal parts. Additionally, fresh oil ensures that all moving parts within your gearbox remain lubricated properly, which ultimately reduces heat buildup that can cause damage to internal components.

Moreover, if you neglect proper maintenance procedures such as gearbox oil changes over time, not only will you have to pay for more expensive repairs or replacements later down the line - but also experience reduced fuel efficiency due to decreased performance from an ageing transmission system.

 like gearbox oil changes in addition to regular servicing schedules can save you money in the long run while ensuring that your vehicle continues running smoothly without any unexpected surprises along its journey on UK roads!

How often should you change the gearbox oil?

When it comes to changing the gearbox oil in your vehicle, there are some recommended guidelines that you should follow. Most manufacturers suggest that you change your gearbox oil every 50,000 miles or five years, whichever comes first. However, if you frequently drive in harsh conditions such as stop-and-go traffic or extreme temperatures, it may be necessary to change the oil more frequently.

There are also certain factors that may require more frequent oil changes. For example, if your vehicle is used for towing heavy loads or off-roading on a regular basis, this can put additional strain on the gearbox and cause accelerated wear and tear. In these cases, it's recommended to change the gearbox oil at least every 30,000 miles or three years.

One easy tip is to avoid harsh driving habits like sudden stops or starts, which can cause excessive wear on both the gears themselves and the lubricant protecting them.

Regularly checking for leaks or other signs of damage is also crucial when it comes to preserving your gearbox's health. If you notice any 

unusual noises or vibrations while driving

, don't hesitate to take your car to a mechanic for inspection - catching problems early on can save you money down the line.

Finally, always use high-quality oils specifically designed for use in gearboxes. While cheaper options may seem tempting at first glance, they often lack essential additives that protect against wear and tear over time.

By following these simple tips and tricks for keeping gearbox oil in good condition, you'll be able to extend its lifespan while ensuring optimal performance from your vehicle overall.

If you're interested in changing your gearbox oil yourself, it's important to know the necessary steps and tools needed for a successful DIY project.

If any of these symptoms arise, you should take action promptly before more significant issues develop within your vehicle's transmission system. Regularly checking and replacing your gearbox oil will help keep your car running smoothly and 

, dirty gearbox oil in itself is not an automatic failure. However, if the condition of your gearbox oil is deemed to be a risk to road safety or environmental standards, then this could result in an 

The tester will check for signs of contamination and degradation of the oil, which can affect its ability to lubricate and protect the gears within the transmission system. It's always recommended to keep on top of regular maintenance checks and have your gearbox oil changed at manufacturer-recommended intervals - this will help ensure that your vehicle passes its MOT with no issues related to gearbox problems.

If you continue driving with bad gearbox oil, it can also lead to more serious issues such as a complete breakdown of your transmission system. This will require costly repairs or even a full replacement, depending on how severe the damage is.

Therefore, if you suspect that there might be something wrong with your gearbox oil, it's important to stop driving immediately and seek professional help. A mechanic will be able to diagnose any issues with your transmission system and recommend whether a simple fluid flush could resolve the issue or if any further repairs are necessary.

In conclusion, ignoring problems with gearbox oil could result in severe consequences down the line - including 

 - so getting professional help at an early stage provides peace of mind while ensuring long-term safety on roads.

Search for a reliable car repair garage in your area

 by entering your registration and postcode with Bumper and you can split the bill into interest-free monthly payments. 

has been writing about cars for over seven years and writing for Bumper for over two, blending his passion for automobiles with a talent for storytelling.

Joseph has written about engineering and cars for Autozilla, Komaspec, and several engineering manufacturers. When he's not writing or tinkering with one of his five cars, Joseph dreams of owning an Alfa Romeo 33 Stradale.

How Much Does It Cost To Change Gearbox Oil In The UK?

¿Cuánto cuesta cambiar el aceite de la caja de cambios en España?

Wie viel kostet ein Getriebeölwechsel in Deutschland?

If you’re about to take out car finance it’s worth knowing that it can affect your 

. Credit ratings play a big part in our financial lives. They help us to get good deals on mortgages and loans, so does car finance affect credit scores for good or bad? 

Like any borrowing, if you pay back on time, car finance will help your credit score. If you miss payments or pay late, it will negatively affect your credit score. To find out how we explain how the credit scores work in this article. 

A credit score, sometimes called a credit rating, is a numerical figure between 0 and 999. It helps finance companies decide whether or not to lend to you. A high number indicates you’re a reliable payer and a lower one that you may have missed some repayments. 

Missed payments are reported to credit reference agencies; Experian, Equifax, and TransUnion, and your credit score falls as a result. The agencies all use different scoring methods, though. This makes it quite confusing as your rating might be different with all three.

So how exactly does car finance impact credit score?

There are two different types of credit checks, hard and soft. The former is a more in-depth check that looks at everything on your file, all borrowing, bank accounts and other financial markers noted.

Every hard credit check performed is also noted on your credit report, meaning that applying for too many lines of credit, e.g. car finance, credit cards etc, in a short period of time will negatively affect your score.

Soft credit checks only take a glance around your credit history and are often used to give an agreement in principle, something used to give a ‘conditional’ offer of lending, often done at the very start of the application process. 

How car finance can affect your credit score 

Car finance can positively and negatively influence your credit score, typically at two stages – application and repayment.

If you apply too many times in a short period, lenders carry out ‘hard’ checks on your credit file. This could damage your credit score unless they’re treated as one inquiry. It’s a good idea to ask whether a ‘soft search’ can be carried out at the application stage - this is a limited check that doesn’t affect your 

. It can give you an idea of whether the application will be accepted.

If your application is successful, your credit score may still fall a little but this will only be temporary. As time goes on, and you make your repayments in full, you can considerably build up your credit score.

If you miss any repayments, pay late, or pay less than you’re supposed to, it harms your credit score significantly. This is because you haven’t kept to the terms and conditions of the finance contract.

Car finance boosts your credit score if you make all your repayments on time and in full. But this means it’s important to be 100% confident that you can ensure that the repayments are affordable for the whole finance term. Regular repayments show that you can manage your money and that you aren’t a credit risk to lenders.

Car finance companies and other lenders will always focus on the risk of not being paid. Your credit score gives them a strong insight into whether this might happen. Your previous payment history is the biggest indicator. 

A low credit rating can make it hard to obtain finance in the future. Even if you are offered loans with a poor credit score, you won’t get access to the best deals and it’ll cost you more in interest. 

Does applying for a car loan affect credit score?

Applying for a car loan doesn’t affect your credit score if the lender does a ‘soft-check’ on your credit file. This means they only look at certain pieces of information in your credit record and the search isn’t visible to other lenders. 

If you make numerous applications for car finance within a short period, though, it could negatively affect your rating. This is because too many applications suggest that you’re urgently in need of money. 

Get your FREE credit report with Checkmyfile 

to see what lenders may see when they check your report. Try it FREE for 30 days, then £14.99 a month. Cancel anytime.

Does Buying a Car on Finance Improve Your Credit Score?

Positive effects on credit when you buy a car

Buying a car positively impacts your credit when you meet all the instalments. It shows financial responsibility to repay a loan as set out in the contract. It can give you access to better loan and mortgage deals in the future. 

Adding a different type of borrowing to your credit file can also boost your credit score as lenders see you’re dealing with a range of different credit and finance agreements. For example, paying off your car loan alongside credit card or store card balances. 

Credit cards are known as ‘revolving credit’ but car finance is ‘instalment’ credit as you pay a fixed sum each month as part of an instalment plan. Buying a car using finance strengthens your credit rating by showing you can repay consistently over a long period of time.

How quickly will car finance improve your credit score?

Because your credit score is a value of your reliability over time, any new lines of credit will take a little while to positively affect your credit score. 

Some people find as little as 6 months of on time payments is enough to improve their 

, but this will depend on your previous credit history.

How does buying a car negatively affect credit?

Missing a single payment can lower your credit rating, particularly if you don’t make the payment quickly. The lender is likely to report it to the credit reference agencies.

If you fall far behind with car finance repayments the detrimental effect on your credit rating will be severe and long-lasting.

Some lenders will declare the loan to be ‘in default’ after just 30 days. Others allow around 90 days before they call in debt collectors to recover the amount, or to repossess the car.

Defaults remain on your credit file for up to seven years and can limit the attractive finance deals that you’re offered in the future. If your credit rating is very low you may not be able to borrow at all until it improves.

Does Car Loan Refinancing Affect Your Credit?

Does car finance affect getting a mortgage?

If you pay your bills on time it will improve your credit and thus your chance of getting a mortgage. If you default on your finance payments, the bank will be less likely to offer preferable mortgage rates. 

Because your proposed mortgage lender will use your credit score when considering your mortgage application, car finance affects this in a similar way to any borrowing.

By limiting the number of car finance applications you make and checking that only ‘soft’ searches will be carried out, you can protect your 

 and there should be no negative effect. 

If your application is successful, car finance will have a positive effect as long as you make all your repayments on time.

Demonstrating that you can manage your money responsibly has the biggest positive influence on your credit rating and can lead to better deals on loans in the future. 

Bumper offers interest-free loans on car repairs to keep your car on the road and help you manage your money. Choose from 1000s of garages and dealerships nationwide.

 has been writing about cars for over seven years and writing for Bumper for over two, blending his passion for automobiles with a talent for storytelling.

Does Car Finance Help Your Credit Score?

 recently joined the Peak District National Park Foundation for a day of tree planting at Hordern Barn Farm to prepare the land for future climate change. 

The Peak District National Park Foundation is a charitable organisation raising funds for the conservation of the Peak District. Their vision is to preserve the park as a vibrant, colourful, and safe home for wildlife that can be enjoyed by future generations. 

Accompanied by experienced rangers, the team planted over 1,000 trees at Horden Barn Farm. The farm is typically a sheep farm but reserves some land to be restored as a natural habitat for the surrounding wildlife. After a previous unsuccessful attempt at tree planting, the area had been secured by a large wooden and wire fence. This was to protect the new trees from being eaten by deer. 

In addition to creating homes for local species, tree planting is often considered one of the best ways to fight the climate crisis. A young wood, mixed with a variety of native species, can remove over 400 tonnes of carbon from the atmosphere. In order to reach the Government’s goal of net zero carbon emissions by 2050, the UK’s woodland would need to increase from 13% of the country to at least 19%. That’s 1.5 million hectares of additional woodland. 

If you’d like to find out more about the work the Peak District National Trust is doing to preserve the Peak District National Park and how you can join the fight against climate change, you can visit their website 

Bumper Joins Peak District National Park Foundation to Prepare for Climate Change

Bumper se une a la Fundación Peak District para prepararse ante el cambio climático. 

As longer, warmer days are approaching, more people will be looking to hit the road and drive onto the continent for a holiday. Road tripping gives people a unique look at different places and travelling by car means you can take in so many different locations on your journey. 

However, there can be some important things to consider and look out for to make everything run that little bit smoother! From preparing your car to improving your route and getting clued up on rules and costs, 

Below is a list of the top 10 things to consider before setting off on your European driving adventure! 

1. Check your route in advance so you’re prepared for tolls. 

Tolls are a major part of driving in France and other European countries so can add a large chunk of money to your total holiday cost. The Michelin Route Planner can be a great tool for this as you can input details of your specific car and it will generate not only the route and tolls cost but also a fuel estimate! 

Sometimes it’s easy to take for granted the condition our cars are in. When you’re heading out on a cross-country road trip you may be doing more miles in a week than you would usually do in a month. Therefore it’s even more important to check things, such as the condition of your tyres that will deteriorate faster than usual if you use them more. 

3. Make sure you have all the right documents 

When you’re taking your car abroad it’s always worth making sure you have a printed copy of your car and travel insurance documents, breakdown cover and your driving licence. If you’re stopped by the police or have an accident this will make your life much easier. We mentioned tolls above, but you may also need to pay for these in advance (or as you cross the border you can sometimes purchase these too), for example, in Switzerland you need to buy a Vignette to drive on their motorways. 

4. Familiarise yourself with driving laws 

Driving laws vary from country to country and it’s always worth researching what you’ll need to prepare before you leave. When you cross the Channel into France, it’s often easy to pick up a travel pack that includes stickers to alter your lights, breathalysers, roadside breakdown triangle and more to cover you for a lot of requirements. However, rules vary slightly over borders even within the EU. 

5. You might need an International Driving Permit 

If you have a plastic photo driving licence from the UK you’re permitted to drive in the EU, Norway, Iceland or Lichtenstein without getting an additional permit. However, if you’re still using a paper licence, or if your licence came from Jersey, Guernsey, Gibraltar or the Isle of Man you may also need one. 

6. Think about your route before you leave 

Sometimes it’s easy to hit go on the sat-nav and follow it blindly to your destination, but sometimes this can also put you in Paris during rush hour. With a little bit of research, you can usually find a route that will get you there on time and also let you stop to see some extra sights along the way. 

7. Let Google Maps do what it’s good at 

This might seem like a bit of a cop-out but when you’re travelling hundreds of miles in a day, you don’t want to waste precious time stuck in traffic. Some people may choose not to use Google Maps because of roaming charges while abroad, but if you do then make sure you download offline maps for the regions you're travelling to. This means that if you lose signal or turn your data off while travelling you should still be able to follow a route and won’t get lost - but you will lose traffic updates. 

If you know some of the places you want to stop, that can take the pressure off on your drive. For example, if you’re driving with young children and you know they’ll need to stop every couple of hours then finding services with toilets, good food and fuel all at the same time can be a massive help. Some gaps between fuel on European motorways can be large, particularly if you’re switching roads, and it’s best not to be caught out! 

 are also something that varies between countries, as strange as that might sound! It’s definitely worth getting familiar with what you might need to do if you end up stopped on the hard shoulder of a European motorway. Hopefully, you’ve made sure you have European breakdown cover and if you call they should be able to assist you, but that’s not always the case. 

10. Pack goodies to make the drive easier 

It’s always worthwhile to make sure you have snacks and drinks packed in case you can’t stop or don’t want to keep stopping. Then there’s another vital kit such as making sure you have your music - and can play it once you’re out of the UK! In some cases, this might mean going old school with CDs or checking you have your playlists saved for offline mode so you’re not downloading them around the continent. 

10 top tips for driving in Europe 

Having your car repaired can be a frustrating experience, especially when the mechanic doesn’t actually fix the car! This can result in more time, 

If you have a problem with a car repair or 

, the best thing to do is negotiate the best solution with the garage. If your negotiations fail, you can take additional steps to resolve your issue. 

This article will explore what you can do if you paid for a car repair, but the car wasn’t fixed and what steps you can take to protect yourself and your vehicle. Let’s dive straight into it. 

I paid for a car repair but it’s not fixed 

So, you’ve paid for a repair, but it’s not fixed. Now what? Do you have to pay still?

You can expect a refund if you have paid for a repair service, but your car has still not been fixed. Or, the mechanic should fix the problem at no additional cost to you. 

If the mechanic refuses to do either, you may need further action. 

It’s important to remember the specific instructions before accusing a garage of charging for nothing. Diagnostic services cost money, time, and expertise, such as when a complex issue is present. 

What happens if the dealership can't fix your car in the UK?

You should consult your vehicle's warranty. If your car is still under warranty, the dealership may be obligated to fix the problem at no cost. 

You can also take your car to another dealership or a reputable independent mechanic for a second opinion. If the problem is confirmed, you may be able to negotiate a better solution with the first dealership. Note that you’ll have to pay a diagnostic fee, as mechanics don’t give second opinions for free. 

File a complaint with the manufacturer. If the problem is widespread and the dealership can't fix it, you may want to file a complaint with the manufacturer's customer service department. They may offer a solution or a goodwill repair. 

What to do when the mechanic doesn't fix the problem 

If you’ve realised the mechanic hasn’t fixed the initial problem, it can be tough to know where to start and do you have to pay the mechanic if they haven't repaired your car? Here are three steps you can take if your mechanic hasn’t fixed your car. 

Before taking any action, it is crucial to understand your rights. If you have paid for a repair service, you can expect the problem to be fixed. 

If the problem persists after the repair has been made, you can seek a remedy, which can be a repair or a refund. 

The first step in dealing with a mechanic is to contact them and explain the problem. Speak with the garage in person or over the phone; you may be able to remedy the issue swiftly. 

If they don't agree to correct the issue right away, you should write or email the garage. This is to record the situation and your correspondence with them. A paper trail is essential if the situation escalates! 

If you're having trouble with the garage, you have alternatives for getting the work done or claiming compensation. However, you should always try to negotiate with the garage first. 

While you are disputing the bill, the garage cannot sell or dispose of the vehicle. They can, however, 

Before spending more money on rental cars or travelling, always ask your garage what they can do to assist you. For example, they may be able to provide you with a courtesy car. A court is unlikely to award you money if the garage provides services you did not use. 

When disputing a charge, it's a good idea to keep a record of any extra money you have to pay for travel, as well as receipts. You may need to prove this later on. 

Other steps you can take if you paid for a car repair but the car wasn’t fixed

Here are some additional steps if your repair wasn’t fixed. These may not apply to all scenarios, so check whether each tip is relevant to your situation before acting. 

We understand the last thing you want to do is pay for an unfixed car. 

However, if you need the car back but are unhappy with the price, you can pay 'under protest' and continue your case. This indicates you are paying the whole cost but informing the garage that further action is likely. 

Write "paid under protest" clearly on their copy of the repair order form and any copies of receipts made by the garage. If you do not state that you are paying under protest, it will be difficult to obtain reimbursement later on because the garage may argue that by paying the bill, you accepted the charges. 

There's no assurance you'll receive your money back afterwards, but it isn't impossible. If you can't afford to pay, offer to pay a modest sum in exchange for the car's return, then dispute the balance of the invoice separately. 

Investigate whether the garage is a trade organisation member (for example, 

). These organisations can help settle disputes, and you can usually find affiliations on the garage’s website. 

Some trade groups will provide a free service to assist you in resolving your disagreement with the garage, which may include obtaining reimbursement (e.g. being out of pocket or wasting your time). 

Contact the trade association and explain your situation—this is sometimes referred to as a 'conciliation service'. However, an association can only assist you if the garage is a member. 

3. Use an Alternative Dispute Resolution (ADR) Scheme 

Enquire if the garage is a member of an alternative dispute resolution (

) system. This is a method of resolving problems without going to court. A third party will mediate to try to reach an agreement. 

Keep a record of when you ask them if they don't respond, aren't part of an ADR scheme, or won't utilise an ADR. You’ll need these details if you do end up in court. 

Going to another garage is a dangerous alternative because you'll almost certainly need to go to court or a trade association to be reimbursed for the extra money you spent on the work. There's also no guarantee that you will receive your money back. 

Some cars won't be able to go to another garage due to safety concerns. Assess whether your vehicle is safe to drive before attempting to drive it. 

5. Report the garage to trading standards 

You can report the garage to Trading Standards if they quote one price but charge another. 

You can also report misleading advertising or unfair tactics. Reporting the garage may mean that they do not mislead future clients, but it won’t help your current situation. 

Generally, a car repair should take a few days. 

a car can vary greatly depending on the issue's complexity. 

If the repair is taking longer than expected, it is essential to communicate with the mechanic to find out what is causing the delay. 

My car was damaged by the garage during a service 

If your car was damaged in the garage, you should try to get them to pay for the repairs. It's best to point out the damages as soon as possible. Otherwise, you'll be perceived as having accepted what's happened. 

The most they have to provide is the cost of repairing the damage. For example, if somebody scratched your car door, they should cover the expense of repairing the door rather than purchasing a new door. 

To bolster your argument, you can prove that you know your legal rights. Remind them that you're aware that "

traders have a responsibility of care under the Consumer Rights Act 2015.

The garage may put a notice on their property stating they are not responsible for any damage. This is an 'unfair term,' which means they are still accountable. You should inform them of this. 

How to assess the damage from a car service

If you suspect damage from a car service, you need to stay calm and collected. Rash decisions can go against you in the future. Here are some steps you can take to assess the damage: 

Some car owners take photos and notes of their cars before services to act as a comparison afterwards. This can be helpful for future services. 

What to do if the garage refuses to make repairs

Contact the garage's insurance company, the trade association, or the car manufacturer for assistance if they refuse to make repairs. 

If the garage refuses to accept liability and you must file a claim with your insurance, your no-claims bonus may be affected, so also check with your insurer. 

What if the mechanic created a new problem? 

A mechanic may introduce a new problem while attempting to repair an existing one. This can be aggravating and may necessitate more time and money spent on correcting the problem. If this occurs, contacting the mechanic and seeking a remedy is critical. 

You may be able to claim for the damage on your car insurance, depending on the type of insurance you have. If you do, you may forfeit your no-claims bonus. You might also contact the garage's insurance carrier to get them to pay for the repairs. They are not, however, legally required to do so. 

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