Pay by Bank

Get paid directly from your customer’s bank: faster, more secure and a fraction of the fees of card.

Accept payments anywhere, any time.

Take payments in a few taps. Enter the amount, send your customer an SMS or email link, and they can pay using their own device. 

Secure and low cost

Banking app authentication makes Pay by Bank more secure than cards. Plus, fees are a fraction of card processing fees.

Save 7 minutes per customer

Bumper’s pay now options automate bank reconciliation and let customers pay before pick-up. Use our integrations and save 7 minutes per customer.

Streamline payments across your dealership

Simplify operations, reduce manual work, and deliver a premium payment experience within your existing workflows. 

Vehicle health check approvals

Offer flexible ways to pay inside your vehicle health check.

Dealer management systems

Save time with automated payment processing and reconciliation built into your DMS.

Online booking and e-commerce

Offer payment flexibility at every digital touchpoint to drive conversions and customer satisfaction.

CRM and lead management

Lock in every opportunity with payments built in, from enquiry to sale.

Tap into your full potential

Bring digital payments to the shop floor with PayPad. Customers pay now or later at the point of sale, and you can set rules that nudge them towards Pay by Bank to cut card fees.

Don’t want to lose your brand identity? You don’t have to. Your PayPad can be fully branded on request so it fits right into your dealership.


Your data is safe and secure

Data protection number ZA044414

Bumper International Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 1024048). This can be checked by visiting the Financial Services Register. Copyright © 2026 Bumper International Limited, 32 Eyre Street, Sheffield, S1 4QZ, UK Registration No. 08576711

Bumper International Limited is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Number 1024048). Details on the Financial Services Register. PayLater is an interest-free regulated credit agreement provided by Bumper International Limited. No set-up fees. Late payment fees may apply. Borrowing more than you can afford, paying late or missing payments may negatively impact your credit score and your ability to obtain credit in the future. Credit is subject to status. 18+, UK residents only. Ts&Cs apply. If you are worried about borrowing or repayments, free and impartial debt advice is available from MoneyHelper at moneyhelper.org.uk.